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Privacy Policy

Tower Estate and Studio understands that your privacy is important to you. We arecommitted to protecting the privacy of your personally-identifiable information as youuse this website. This Privacy Policy tells you how we protect and use information thatwe gather from you. By using this website, you consent to the terms described in themost recent version of this Privacy Policy. You should also read our Terms of Use tounderstand the general rules about your use of this website, and any additional termsthat may apply when you access particular services or materials on certain areas of thiswebsite. “We,” “our” means Tower Estate and Studio and its affiliates. “You,” “your,””visitor,” or “user” means the individual accessing this site.

PERSONAL AND NON-PERSONAL INFORMATION

Our Privacy Policy identifies how we treat your personal and non-personal information.

WHAT IS NON-PERSONAL INFORMATION ANDHOW IS IT COLLECTED AND USED?

Non personal information is information that cannot identify you. If you visit this web siteto read information, such as information about one of our services, we may collectcertain non-personal information about you from your computer’s web browser.Because non-personal information cannot identify you or be tied to you in any way, there are no restrictions on the ways that we can use or share non-personal information.What is personal information and how is it collected? Personal information is informationthat identifies you as an individual, such as your name, mailing address, e-mail address,telephone number, and fax number. We may collect personal information from you in avariety of ways: • When you send us an application or other form • When you conduct atransaction with us, our affiliates, or others • When we collect information about in you insupport of a transaction, such as credit card information • In some places on this website you have the opportunity to send us personal information about yourself, to elect toreceive particular information, to purchase access to one of our products or services, orto participate in an activity.

ARE COOKIES OR OTHER TECHNOLOGIES USEDTO COLLECT PERSONAL INFORMATION?

Yes, we may use cookies and related technologies, such as web beacons, to collectinformation on our website. A cookie is a text file that is placed on your hard disk by aweb page server. Cookies cannot be used to run programs or deliver viruses to yourcomputer. Cookies are uniquely assigned to you, and can only be read by a web serverin the domain that issued the cookie to you. One of the primary purposes of cookies isto provide a convenience feature to save you time. The purpose of a cookie is to tell theWeb server that you have returned to a specific page. For example, if you register withus, a cookie helps Tower Estate and Studio to recall your specific information onsubsequent visits. This simplifies the process of recording your personal information,such as billing addresses, shipping addresses, and so on. When you return to the same Tower Estate and Studio website, the information you previously provided can be retrieved, so you can easily use the features that you customized. A web beacon is asmall graphic image that allows the party that set the web beacon to monitor and collectcertain information about the viewer of the web page, web-based document or e-mailmessage, such as the type of browser requesting the web beacon, the IP address of thecomputer that the web beacon is sent to and the time the web beacon was viewed. Webbeacons can be very small and invisible to the user, but, in general, any electronicimage viewed as part of a web page or e-mail, including HTML based content, can actas a web beacon. We may use web beacons to count visitors to the web pages on theweb site or to monitor how our users navigate the web site, and we may include webbeacons in e-mail messages in order to count how many messages sent were actuallyopened, acted upon or forwarded. Third party vendors also may use cookies on our web site. For instance, we maycontract with third parties who will use cookies on our web site to track and analyzeanonymous usage and volume statistical information from our visitors and members.Such information is shared externally only on an anonymous, aggregated basis. Thesethird parties use persistent cookies to help us to improve the visitor experience, tomanage our site content, and to track visitor behavior. We may also contract with a thirdparty to send email to our registered [users/members].To help measure and improve the effectiveness of our email communications, the thirdparty sets cookies. All data collected by this third party on behalf of Tower Estate andStudio is used solely by or on behalf of Tower Estate and Studio] and is sharedexternally only on an anonymous, aggregated basis. From time to time we may allow third parties to post advertisements on our website, and those third-partyadvertisements may include a cookie or web beacon served by the third party. ThisPrivacy Policy does not cover the use of information collected from you by third party adservers. We do not control cookies in such third party ads, and you should check theprivacy policies of those advertisers and/or ad services to learn about their use ofcookies and other technology before linking to an ad. We will not share your personalinformation with these companies, but these companies may use information about yourvisits to this and other websites in order to provide advertisements on this site and othersites about goods and services that may be of interest to you, and they may share yourpersonal information that you provide to them with others.You have the ability to accept or decline cookies. Most Web browsers automaticallyaccept cookies, but you can usually modify your browser setting to decline cookies ifyou prefer. If you choose to decline cookies, you may not be able to fully experience theinteractive features of the Tower Estate and Studio websites you visit.

HOW DOES TOWER ESTATE AND STUDIO USEPERSONAL INFORMATION?

Tower Estate and Studio may keep and use personal information we collect from orabout you to provide you with access to this web site or other products or services, torespond to your requests, to bill you for products/services you purchased, and toprovide ongoing service and support, to contact you with information that might be ofinterest to you, including information about products and services of ours and of others, or ask for your opinion about our products or the products of others, for record keepingand analytical purposes and to research, develop and improve programs, products,services and content.Personal information collected online may be combined with information you provide tous through other sources We may also remove your personal identifiers (your name,email address, social security number, etc). In this case, you would no longer beidentified as a single unique individual. Once we have de-identified information, it isnon-personal information and we may treat it like other non-personal information.Finally, we may use your personal information to protect our rights or property, or toprotect someone’s health, safety or welfare, and to comply with a law or regulation,court order or other legal process.

DOES TOWER ESTATE AND STUDIO SHAREPERSONAL INFORMATION WITH OTHERS?

We will not share your personal information collected from this web site with anunrelated third party without your permission, except as otherwise provided in thisPrivacy Policy. In the ordinary course of business, we may share some personalinformation with companies that we hire to perform services or functions on our behalf.In all cases in which we share your personal information with a third party for thepurpose of providing a service to us, we will not authorize them to keep, disclose or useyour information with others except for the purpose of providing the services we askedthem to provide. We will not sell, exchange or publish your personal information, except in conjunctionwith a corporate sale, merger, dissolution, or acquisition. For some sorts of transactions,in addition to our direct collection of information, our third party service vendors (such ascredit card companies, clearinghouses and banks) who may provide such services ascredit, insurance, and escrow services may collect personal information directly fromyou to assist you with your transaction. We do not control how these third parties usesuch information, but we do ask them to disclose how they use your personalinformation before they collect it.If you submit a review for a third party (person or business) using our Facebook FanReview Application, during the submission process we ask your permission to gatheryour basic information (such as name and email address) which we then share with thethird party for whom you are submitting the review. We may be legally compelled torelease your personal information in response to a court order, subpoena, searchwarrant, law or regulation.We may cooperate with law enforcement authorities in investigating and prosecutingweb site visitors who violate our rules or engage in behavior, which is harmful to othervisitors (or illegal). We may disclose your personal information to third parties if we feelthat the disclosure is necessary to protect our rights or property, protect someone’shealth, safety or welfare, or to comply with a law or regulation, court order or other legalprocess. As discussed in the section on cookies and other technologies, from time totime we may allow a third party to serve advertisements on this web site. If you share information with the advertiser, including by clicking on their ads, thisPrivacy Policy does not control the advertisers use of your personal information, andyou should check the privacy policies of those advertisers and/or ad services to learnabout their use of cookies and other technology before linking to an ad.

HOW IS PERSONAL INFORMATION USED FORCOMMUNICATIONS?

We may contact you periodically by email, mail or telephone to provide informationregarding programs, products, services and content that may be of interest to you. Inaddition, some of the features on this web site allow you to communicate with us usingan online form. If your communication requests a response from us, we may send you aresponse via email. The e-mail response or confirmation may include your personalinformation. We cannot guarantee that our emails to you will be secure fromunauthorized interception.

HOW IS PERSONAL INFORMATION SECURED?

We have implemented generally accepted standards of technology and operationalsecurity in order to protect personally-identifiable information from loss, misuse,alteration, or destruction. Only authorized personnel and third party vendors haveaccess to your personal information, and these employees and vendors are required totreat this information as confidential. Despite these precautions, we cannot guaranteethat unauthorized persons will not obtain access to your personal information.

LINKS

This site contains links to other sites that provide information that we consider to beinteresting. Tower Estate and Studio is not responsible for the privacy practices or thecontent of such web sites.

PUBLIC DISCUSSIONS

This site may provide public discussions on various business valuation topics. Pleasenote that any information you post in these discussions will become public, so please donot post sensitive information in the public discussions. Whenever you publicly discloseinformation online, that information could be collected and used by others. We are notresponsible for any action or policies of any third parties who collect information thatusers disclose in any such forums on the web site. Tower Estate and Studio does notagree or disagree with anything posted on the discussion board. Also remember thatyou must comply with our other published policies regarding postings on our publicforums.

HOW CAN A USER ACCESS, CHANGE, AND/ORDELETE PERSONAL INFORMATION?

You may access, correct, update, and/or delete any personally-identifiable informationthat you submit to the web site. You may also unsubscribe from mailing lists or anyregistrations on the web site. To do so, please either follow instructions on the page of the web site on which you have provided such information or subscribed or registered orcontact us at pemery21@protonmail.com

CHILDREN’S PRIVACY

Tower Estate and Studio will not intentionally collect any personal information (such as achild’s name or email address) from children under the age of 13. If you think that wehave collected personal information from a child under the age of 13, please contact us.

CHANGES

Tower Estate and Studio reserves the right to modify this statement at any time. Anychanges to this Privacy Policy will be listed in this section, and if such changes arematerial, a notice will be included on the homepage of the web site for a period of time.If you have any questions about privacy at any websites operated by Tower Estate andStudio or about our website practices, please contact us at: pemery21@protonmail.com

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